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How To Buy Product via Flipkart Debit Card EMI

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How To Buy Flipkart Product via Debit Card EMI

This time Flipkart is the Online Shopping site who stat Debit Card EMI yes, that’s right Flipkart has started this but there are some conditions. Many users how don’t have a Credit card or afford that so this is a really great option for them to the product on EMIs. This time Flipkart introduce a totally new payment method like No Cost EMI and Credit Card EMI for customers. Debit Card EMI are introduced in partnership with several banks but not all the banks.

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Why Flipkart Started Debit Card EMI?

According to the Reserve Bank of India, there are 79.38 crore debit cardholders while credit cardholders account only 3.14 crore customers. So, that is the reason behind that the Flipkart started the Debit Card EMI. As an Average Family, how don’t afford the Credit Card for them that is the best option to buy.

How to Check You are Eligible or Not for Flipkart Debit Card EMI?

Flipkart uses some term and conditions for eligibility because to prevent the Debit Card fraud. So the condition is you have to check you are eligible or not for Flipkart Debit Card EMI. If you are a valid customer of Flipkart and also a regular for this than your chances are high.
To check Eligibility read the given details below.

Pro Tip: Please use your Oldest Flipkart account to get more chance to be eligible

Method 1:- Check Via SMS

This is fastest and shorted method to check you are eligible or not for the Debit Card EMI, Send SMS from Your Flipkart registered mobile number

SMS DCEMI to 57575

If You are Eligible you get SMS in some time if not then also one message come to you can with clearly mentioned that you are not Eligible for Flipkart Debit Card EMI.
Don’t be sad if you are not eligible wait for few months you may be eligible for this.

Method 2: Check On Flipkart APP or Website

If You have any Trouble Via SMS then Login Facebook app or Website and Go To Menu>> Easy payment >> Debit card EMI.

If it shows that mean You are eligible If not You have to wait To Get Your Chance.

flipkart debit card emiWhich Banks have Partnered with Flipkart to offer Devit Card EMI?

There are only 4 Banks at present who did a partnership with Flipkart for Debit Card EMI the list as Below-

  • State Bank of India (SBI)
  • Axis Bank
  • HDFC Bank
  • ICICI Bank
    offers Debit Card facility to customers.

What is the Interest Rate applicable on Debit Card EMI?

Flipkart has no control or leverage over the interest rates levied by the bank partner. If you want to check more about that than check with the bank Term and Conditions of Debit Card EMI.

What is Minimum Purchase for Debit Card EMI?

The Minimum purchase of Debit Card EMI varies for a bank partner, ordering from ₹10,000 for HDFC Bank, ₹8,000 for Axis Bank and State Bank of India (SBI) and ₹5,000 for ICICI Bank. You have requested to check about the minimum purchase with your Bank.

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